Posted on March 11, 2020 at 7:48 pm

By: Rebecca Modene PhD, RN – Manager of Clinical Underwriting March is National Kidney Month and March 12th is World Kidney day. Astoundingly 10% of the world’s population is affected by chronic kidney disease (Kidney.org, 2019). In the United States, an estimated 37 million American adults have chronic kidney disease (Kidney.org, 2019). According to the […]

Posted on February 3, 2020 at 3:04 pm

By:  Rebecca c. Modene Phd, RN – Manager of Clinical Underwriting February is National Cancer Prevention Month, which coincides with World Cancer Day on February 4th. World Cancer Day started on Feb 4, 2000 by the Union for International Cancer control and its intent is to bring awareness to cancer from prevention to treatment worldwide […]

Posted on August 7, 2019 at 6:26 pm

An employer clinic (sometimes referred to as onsite or worksite clinics) historically provided care to employees for on-the-job accidents and first aid.  Now, many employers see onsite clinics as a way to reduce healthcare spending, increase productivity, and provide a desirable benefit to employees.  Establishing an onsite clinic may have several positive effects, but the […]

Posted on March 26, 2018 at 1:27 pm

Our President, Rick Burd, was prominently cited in an industry article by Self-Insurer’s Publishing Corp commenting on the difficulties with stop-loss insurance, underwriting, and lasering.  Read the full article here.

Posted on September 5, 2017 at 7:12 pm

Four Employer Goals We believe the current marketplace and traditional spreadsheeting does not serve employers well.  Insurers continue to set all the rules, decide who to insure and at what price, and avoid risk when employers most need insurance protection.  There is a severe imbalance in power between buyer and seller in today’s stop loss […]

Posted on March 1, 2017 at 4:01 pm

Preventive Care Savings?   Preventive care is a wonderful thing.  It’s now embodied in federal law (Patient Protection and Affordable Care Act) and universally promoted and applauded by every professional medical association.  The Center for Disease Control (CDC), health insurance companies and others publish extensive guidelines for preventive care recommendations.  Preventive care has repeatedly been […]